Do You Really Need a Tax Planning Financial Advisor Today?
People ask this a lot. Online. Offline. Quietly, when their accountant sends a bigger bill than expected. And the honest answer? Maybe you don’t need one. But if you’re growing, earning more, investing, or running a business that’s even slightly complex, then yeah… you probably do. This post breaks down why a tax planning financial advisor isn’t just for the ultra-wealthy, how real tax strategy actually works, and where r&d tax credit consultants fit into the picture without the fluff. What a Tax Planning Financial Advisor Actually Does Not What Ads Say Let’s clear the fog first. A tax planning financial advisor doesn’t just file returns. That’s compliance. Necessary, but basic. Planning is different. It’s forward-looking. It’s about decisions you make before the year ends, not apologies you offer after. A real advisor looks at how you earn, spend, invest, and grow. Salary vs dividends. Business income. Property. Equity compensation. Timing. Structure. It’s not glamorous. ...